内容来源：分享美国 地址链接：http://go.usa.gov/3HSYV
想学说英语吗？我们的学习美国英语日常对话在这里提供一个很好的练习机会。请点击以下声频链接，收听美国人的对话，并参照英文原文和关键词的中文解释。今天的对话是谈商务融资。
学习英语对话系列今天继续谈与商务有关的话题。
Rashid: Hi,
Seoyeon. It’s been a while!
Seoyeon: Yeah,
I’ve been busy. I got a new job with
a nonprofit microfinance organization.
Rashid: So
your organization gives
small loans to
people who
can’t borrow money
from banks?
Seoyeon: Basically,
yeah. We focus on giving small loans
to entrepreneurs, in
particular.
Rashid: Cool.
What types of businesses do the entrepreneurs start?
Seoyeon: It
varies a lot. For example, someone may expand their bakery into a
full restaurant. Another person might open a clothing shop. Someone
else might create something new and
start production of
it.
Rashid: That’s
great. Is there a way that I
can donate to
your company?
Seoyeon: Definitely! Let
me give you my card with the
organization’s website address. You can donate online.
词语解释（程度较高的读者也可以选择听对话词语的英文解释）
Microfinance：微型金融/微型贷款，即为无法使用正统金融机构服务的失业人员、低收入者或新办小企业等提供的小额贷款服务
A loan：一项贷款
在这段对话中“to borrow”
指向金融机构等借款，通常需付利息。
An entrepreneur：实业家/企业家，即愿意冒风险创业和营利的人
Production（名词）：生产
To donate：捐赠/捐献（钱、物品、服务、时间等）
Let me give you my
card：让我把我的名片给你。
American
English 网站提供可供英语学生和教师免费使用的多种英语资源。American English Facebook网页提供每天更新的英语学习资料。
“日常对话”由国务院教育与文化事务局英语语言项目处（Office
of English Language Programs, Bureau of Educational and Cultural
Affairs）资深项目官员海蒂·豪兰（Heidi
Howland）编写。
Everyday conversations for English learners: Financing a business
[audio]
Learning
to speak English? Our Everyday
Conversations help
you practice. Click the audio link to hear a native speaker
pronounce each word while you read. Key terms are explained at the
end. Today’s conversation is
on financing
a business.
This continues our Everyday
Conversations about business.
Audio:
http://share.digital2.getusinfo.com/wp-content/uploads/2015/06/22.-Financing-a-Business1.mp3
Rashid: Hi,
Seoyeon. It’s been a while!
Seoyeon: Yeah,
I’ve been busy. I got a new job with
a nonprofit microfinance organization.
Rashid: So
your organization gives
small loans to
people who
can’t borrow money
from banks?
Seoyeon: Basically,
yeah. We focus on giving small loans
to entrepreneurs, in
particular.
Rashid: Cool.
What types of businesses do the entrepreneurs start?
Seoyeon: It
varies a lot. For example, someone may expand their bakery into a
full restaurant. Another person might open a clothing shop. Someone
else might create something new and
start production of
it.
Rashid: That’s
great. Is there a way that I
can donate to
your company?
Seoyeon: Definitely! Let
me give you my card with the
organization’s website address. You can donate online.
Now let’s review the
vocabulary
Microfinance is a type of
financial service, such as giving small loans, that is provided to
unemployed or low-income individuals or new businesses that do not
have access to or cannot use traditional banking
services.
A loan is
money that an individual or company borrows from a financial
institution (such as a bank) or an individual for a period of time
with a promise that the money will be paid back. Often, the person
must pay interest — money that is charged by the bank, other
financial institution or organization for lending the
money.
In this conversation,
to borrow means
to take money from a financial institution or other organization
for a period of time before returning it, often paying interest as
well.
An entrepreneur is
a person who starts a business and is willing to risk loss in order
to make money.
Production is
the process of growing or making something to be sold.
To donate means
to give money, goods, services and/or time to help a person or an
organization.
Let me give you my
card means that the speaker will give the
listener his or her business card — a small card with the person’s
name, job, company name and contact information.
The American
English website offers a variety of free
resources for learners and teachers of English.
The American English Facebook page posts
learning materials for English-language learners daily.
Everyday
Conversations are developed by the State Department’s Heidi
Howland, a senior program officer in the Office of English Language
Programs, Bureau of Educational and Cultural
Affairs.
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