July 22, Castro Valley Adult School Leve 3/4 Text_廣州老劉

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July 22, Castro Valley Adult School Leve 3/4 Text

(2014-07-23 20:02:33)

标签：

教育

分类：英文課筆記

Bank Fees

Hieu really tried to save a little money every month. He worked a lot of overtime. Hieu also had a roommate, Irving, who helped by sharing rent and other household expenses.

One day, Hieu came home from work and saw his mail on the table. He picked up his bank statement and opened the envelope. Hieu couldn't believe it. This month, his bank fees were $67.

Hieu thought, "This is a mistake!" So he sat down and looked through his bank statement very carefully. Unfortunately, it all added up. It cost $10 to transfer some money to his sister's account. It cost $15 when his balance went below $1,000. It cost $9 to use his debit card a few times. It cost $7 to use other ATMs. It cost $18 to have new checks printed. And it cost $8 for a monthly account-maintenance fee. "This bank is unbelievable," said Hieu to Irving. "You can't imagine the things they're charging me for!"

"You know," said Irving, "banks are not all the same. Look at other banks and find out about their fees. See which bank offers you best deal. And move your money to that one."

"You're right," said Hieu. "I'm going to take my money out of this bank. But first, I'm going to call the bank manager to complain about these fees."

"Go ahead," said Irving. "But your bank charges $3 for a phone call."

Key words and phrases

balance, checks, mistake, envelope, ATMs, bank statement, debit card, bank, bank fees, account, mail, maintenance fee

Meanings

Unfortunately, it all added up/was true.
It cost $10 to transfer/move some money to his sister's account.
You can't imagine the things they're charging me for/making me pay for!
I'm going to call the bank manager to complain/say I'm unhappy about these fees.

Listening

Hieu really tried to save a little money every month.
His roommate helped by sharing rent and other household expenses.
Hieu picked up his bank statement and opened the envelope.
This month, his bank fees were $67.
Hieu thought, "This is a mistake!"
It cost $10 to tranfer some money to his sister's account.
It cost $18 to have new checks printed.
"You know," said Irving, "banks are not all the same.
"See which bank offers you the best deal," he said.
Hieu is going to call the bank manager to complain.

Pronunciation

After these sounds add a syllable"iz": -sh [rush, wish]; -ch [watch, catches, witches]; -zz [buzzes]; -g/j (dg) [massages, judges]; -ss [misses, kisses, glasses]; -x [boxes, foxes]; -s [expenses]

expenses, debit cards, fees, banks, statements, deals, roommates, mistakes, envelopes, accounts

What about you?

Do you try to save money every month?
Do you work a lot of overtime?
Do you have a roommate?
Do you get a bank statement every month?
Do you look through your bank statement very carefully?
Do you think all bank are the same?
Do you know a lot about bank fees?

Topics for Discussion or Writing

What are the names of some banks in your community? Which banks offer the best deals?
What things can banks charge people for?
What are some ways people can save money every month?

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