作者：斯蒂芬·里弗斯|发表于 2022 年 6 月 11 日

汽车保险公司Geico被勒令向一名妇女支付 520 万美元，因为她从该公司承保的现代汽车那里感染了 HPV。判决尚未最终确定，但已得到密苏里州上诉法院的支持。

向 Geico 寻求赔偿的诉讼通知早在 2021 年 2 月就送达了保险公司。当时，她说她从她的伴侣（当时由 Geico 投保的男性）身上感染了 HPV，即人乳头瘤病毒。而男人的车辆是一辆2014 年的现代 Genesis。

Geico 决定提交仲裁。该案的一个重要因素是，根据法律文件中MO 的说法，她的伴侣 MB 没有透露有性病，尽管他本人知道这件事。仲裁确认这对伴侣确实在车内发生了性关系，男子没有告知他的情况。

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因为她在这辆受保车辆中感染了严重的疾病，即使金额为 520 万美元，也与所受伤害相符，人身伤害律师 Miguel Custodio 说，他进一步向DailyMail.co.uk证实了情况。

Geico Ordered To Pay $5.2M To Woman Who Contracted STD In One Of Its Customers’ Insured Car

BY STEPHEN RIVERS | POSTED ONJUNE 11, 2022

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Auto insurance company Geico has been ordered to pay one woman $5.2 million after she caught HPV from one of its customers in his Hyundai which the company insured. The judgment has yet to be finalized but it’s already been upheld by the Missouri Court of Appeals.

The woman who is seeking monetary damages from Geico informed the insurance company of the suit back in February of 2021. At the time, she said that she caught HPV, the human papillomavirus from her partner, a man insured by Geico at the time, inside of his vehicle, a 2014 Hyundai Genesis.

Geico decided that instead of settling the case that they would send it to arbitration. A vital factor in the case is that according to the woman, only named M.O. in the legal filing, her partner, M.B. did not disclose the STD despite knowing about it personally. The arbitration confirmed that indeed the couple had sex in the vehicle and that the man in question had not informed the woman of his condition.

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With that in mind, it’s easy to understand where she’s coming from since she sustained a serious injury while in this insured vehicle. In fact, even the amount of money involved, $5.2 million, is in line with similar injuries, says Miguel Custodio, a personal injury attorney, who clarified the situation even further to the DailyMail.co.uk.

“The lesson to be learned here is that people need to broaden the scope of what an injury is… Most people would not think that contracting this disease is an injury suffered in a vehicle — though it definitely is,” he said.

To this point, Geico has lost every one of its appeals in this case. Now it’s appealing to a federal court in hopes of getting relief. Should the judgment ultimately be upheld it could send a wave of precedent throughout the insurance industry as policies would have to be reviewed with it in mind.

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