I was only seventeen when grandma Elsie died. She was my last living grandparent and I was her only grandchild. Until the lawyer read her will, I never fully appreciated the depth of the old lady's love. It was a moment I will never forget--a day that made me the richest kid in town.

  Mom, Dad, Aunt Sophie, Uncle Bill and I sat around a small conference table in her attorney's office. She wanted her daughter's and their husbands to share what little monetary wealth she left--the proceeds of her small insurance policy, an antique cameo, a few bracelets, some costume jewelry and her wedding band. She also bequeathed them the deed to her house, her bank account, a few shares of stock in the local Gas and Electric Company, as well as the America flag she was presented with at Grandpa Edwin's military funeral.