中国人寿  China Life
美国国际集团   American International Group (AIG)
寿险公司   lift insurers
（保险公司）销售队伍   sales force
有4400万有效保单  to have 44 million policies in force
投资连结保险产品（投连险）   investment products with an insurance wrapper
有保底收益的寿险   life insurance providing a guaranteed rate of return
投资业绩  investment results
其管理的客户资产   its clients' assets under management
偿付能力额度   solvency margins
瑞士再  Swiss Re
慕尼黑再  Munich Re
康氏再保险公司  Converium
百慕大  Bermuda
安联保险  Allianz
英杰华保险集团  Aviva
忠利保险公司  Generali
公平人寿保险公司   Equitable Life
苏黎世金融服务集团  Zurich Financial Services Group
首席保险业务执行官   chief underwriting officer
老天爷  Mother Nature
巨灾风险   catastrophe risk
巨灾债券   catastrophe bonds
巨灾险市场   the catastrophe market
在发生灾难之后   after disasters strike
巨灾再保险公司    catastrophe reinsurers
巨灾财险保费  property-catastrophe premiums
巨灾承保人   catastrophe underwriter
承保风险  to underwrite risks
保险监督官   insurance commissioners
美国保险监督官协会  the National Association of Insurance Commissioners (NAIC)
财险公司    a property-and-casualty insurer
财险合同    property-and-casualty contracts
保险经纪人  insurance broker
保险经纪公司   insurance broking
保单持有人  policyholders
寿险保单持有人  life-insurance policyholders
医疗保险公司   health-care insurers
医师责任保险   medical-malpractice insurance
医疗诉讼案件   medical-malpractice lawsuits
相互制保险公司    mutual insurer/mutually owned insurer
不再实行相互制    be demutalised
股份制保险公司    stock insurance company
有效索赔  valid claims
中国的总保费收入  total insurance premiums in China
外延式扩张、对保险资源进行掠夺性开发   reckless underwriting
杀人骗保  to murder someone for the insurance money
存款保险   deposit insurance
保险索赔  insurance claims
免赔额   deductibles
你不要为一个无法量化的风险承包   you do not underwrite a risk that cannot be quantified
保险损失   insured losses
保费费率   premium rates
收取高额费率  to charge exorbitant rates
传统保险  traditional insurance
出口信贷保险  export-credit insurance
商业风险  commercial risks
政治风险   political risks
低概率风险  low-probability risks
非寿险公司 non-life insurers
保险是管理风险的行业   insurance is the business of managing risk
买寿险保单  to take out life-insurance policies
寿险资产占GDP的比例   the ratio of life-insurance assets to GDP
伦敦劳合社   Lloyd's of London
承保组合  underwriting portfolios
全球保险业   the global insurance industry
绑架赎金险   kidnap and ransom insurance
赔付  the payout
产品创新  innovation in offerings
更廉价的保险 more affordable insurance
风险状况 risk profile
标准寿险  standard life insurance
洪水保险  flood insurance
住房保单   home-insurance policies