巴菲特最新针对普通美国人的三大投资建议没有提到内在价值、长久竞争优势甚或买入－持有的老生常谈，在接受美国广播公司的访谈时，他提到美国老百姓如何增加存款和保障资金安全：

 

1.如果投资看起来好得不可思议，那么可能事实真是如此；

2.当别人向你推销一些产品的时候，总是了解他自己从中赚了多少；

3.别用杠杆。你如果不欠别人钱，就永远不会破产。

 

他还谈到桥牌的启示以及个人投资于提高自身才能的重要性，因为自己的才能是别人拿不走的。

 

下文来自CNBC.

 

Warren Buffett isn't shy about giving advice.  If he hadn't gone into the investing business, he could well have made teaching his profession. 

 

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CNBC.com Warren Buffett

Now that he's the world's greatest living investor, there are plenty of pupils anxious to attend class.

 

Today (Friday), ABC's Good Morning America featured several Buffett lessons.

ALSO ON WBW: BUFFETT'S COMPLETE SUN VALLEY CNBC INTERVIEW TRANSCRIPT

In a taped interview, Bianna Golodryga asks Buffett for his "top three pieces of advice for average Americans who want to grow their savings and keep their money safe."

In this venue, there's no mention of intrinsic values, durable competitive advantages, or even buy-and-hold.

Buffett's response:

Buffett also finds important life and investing lessons in his favorite game:

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AP Warren Buffett plays bridge at the 2005 Berkshire Hathaway shareholders meeting

 

"In bridge, everything anybody does or doesn't do, you're drawing inferences from, including your partner and your opponents.  You're working with a partner.  If you don't work well with partners you're not going to have a winning bridge team over time.  And everything you've learned from the past has some utility on the next hand you play.  The next hand, you've never played it before and you'll never play it again in your life.  But on the other hand, the problems you've solved in the past are useful in solving the problems there.  And you have to keep paying attention all the time.  You can't coast."

And while Buffett doesn't think that everyone should necessarily get a college degree, he does strongly believe in the value of learning, as any good teacher would.

"Generally speaking, investing in yourself is the best thing you can do.  Anything that improves your own talents.  Nobody can take it away from you.  They can run up huge deficits, the dollar can become worth far less, you can have all kinds of things happen.  But if you've got talent yourself, and you maximize your talent, you've got a terrific asset."