A punctual person is in the habit of doing a thing at the proper time and is never late in keeping an appointment.

     The unpunctual man, on the other hand, never does what he has to do at the proper time.

He is always in a hurry and in the end loses both time and his good name. There is a proverb which says,"Time flies never to be recalled." This is very true. A lost thing may be found again, but lost time can never be regainde. Time is more valuable than material things. In fact time is life itself,and the unpunctual man is for ever wasting and mismanaging his most valuable asset as well as others'.The unpunctual man is always complaining that he find no time to answer letters,or return calls or keep appointments promptly. But the man who really has a great deal to do is very careful of his time and seldom complains of want of it.He knowsthat he can not get through his immense amount of work unless he faithfully keeps every appointment promptly and deals with every piece of work when it has to be attended to.