Each  of us has a bank whose name is "time".Every morning ,time credits you with 86,400 seconds. Every night it writes off,as loss,whatever of this you have failed to invest to good purposes.It carries over no balances.It allows no overdraft.

    Each day it opens a new account for you.Each night it burns the remains of the day.If you fail to use the day deposits,the loss is yours.There is no going back.There is no drawing against tomorrow.You must live in the present on today,s deposits.Invest it so as to get from it the almost in health,happiness and success!The clock is running.

    Make the most of today.

 

译文：

     我们中的每一个人都有一家银行叫“time”。每天早晨，时间把86,400秒归功于您。每晚它注销，作为损失，无论您是否投资到好项目。它都不把平衡转入。它不允许超支。

    每天它打开您的一个新的帐目。每晚它烧成遗骸。如果您不使用这天的储蓄，损失是你的。没有后路。没有与明天作对的图画。您必须在今天在当前储蓄（你的时间）。投资它以便从它那里得到几乎所有的健康、幸福和成功! 时钟正在运转。

    最大限度的利用今天。