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博客七周年

我的博客今天3299天了,我领取了徽章.  

  • 2009.03.20,我在新浪博客安家。
  • 2009.03.20,我写下了第一篇博文:《在多伦多找到你的DREAM HOUSE》。
  • 2010.05.01,我上传了第一张图片到相册。
  • 至今,我的博客共获得6,624次访问。

这些年,新浪博客伴我点点滴滴谱写生活!

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杂谈

多伦多市中心地王新楼花

King/Church

when history of front meet the 

bustle of Bay Street.

 

 



 

楼花项目: 60 COLBORNE CONDOS

 

发展商: FREED DEVELOPMENT

 

地址:60 Colbourne St, Toronto Ontario

 

单位: 300 Units

 

户型大小: 400尺-1400尺

 

室内设计师: JOHNSON CHOU

 

该楼盘位于多伦多市中心最旺的地区。ST LAWRENCE MARKET 社区。该区历史悠久,充满文化气息。离Yonge街的石屎森林一BLOCK之隔。楼盘设计充满时代感,如果你看过FREED DEVELPMENT设计的FASHION CONDO, 你会对设计师所运用的创业啧啧称奇。这个PROJECT BUILDER 选用了JOHNSON CHOU著名的华人室内设计师,

他对光线的运用独具匠心。看看他WEBSITE的众多作品,你就会明白为什么BUILDER选用JOHNSON做设计师。在文化与历史,时代与豪华的交错中,60 Colbourne 将带给你全新感受。

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标签:

楼花

多伦多

地产

地铁物业

杂谈

分类: TorontoProperty
 


Welcome to INDX. A condo that will rewrite the book on condo-work-life-balance. It’s a stunning 53-storey condo at Bay & Adelaide. In the heart of the Financial District and starting from the mid $200s, it’s at the core of everything downtown.



INDX CONDOS will be located at 70 Temperance St at the intersections of Bay and Adelaide. Floor plans and price list have not been finalized at this moment just some preliminary information BUT IT WILL BE release on Feb 27th.
 


 
INDX CONDOS is a joint venture with Lifetime and CentreCourt developments the same guys that brought you the hugely successful KARMA CONDOS last year.
 



This project will be a stunning 53-storey condo in the heart of the financial district with prices starting at around the mid $200,000. The price per square foot will hover around $675 and there will be a wide array of small bachelors all the way up to large two bedrooms plus den units total more the 600 units in the building. However there will be limited parking spaces of approximately 100 spots and only the larger units will be eligible and purchasers must make reservations for spots.
 
 
 
For more info on INDX CONDOS Please Contact
Christine Zhu @ 905-474-0500
On or Before Feb 27th.
I will sesure your spot.
Christine Zhu
Living Realty Inc.,Brokerage
905-474-0500
416-333-9330
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杂谈

分类: TorontoProperty

多倫多市政府所擁有的發展機構多倫多建設公司(Build Toronto)周二宣布,旗下的首項合作計劃將會是由著名發展商Tridel協助在市中心地區興建75層樓高,價值2.95億元的住宅大廈。

 



 

多伦多湖滨最高公寓楼,TEN YORK 总共75层,由著名建筑商TRIDEL兴建。 这个高级楼盘将位于York Street & Harbour Street。




這幢住宅大廈的位置是湖濱社區的約克街(York St.)10號的地皮。上址目前空置,以前租給多倫多泊車管理局(Toronto Parking Authority)作為收費停車場,以及供作為多倫多警隊的扣押場。

 

多倫多建設公司在公布中稱,這個發展項目將會改變多市的輪廓景觀,也將市中心與湖濱連接起來.



这个万众期待的新楼盘将会给多伦多带来新景象。VIP预售将于明年春开始。请即来电登记最佳位置。

 

 

CHRISTINE ZHU

Living Realty Inc,.Brokerage

TEL: 905-474-0500

chriszhu@trebnet.com

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(2011-11-09 04:22)
标签:

杂谈

ION CONDOS

 

Ion Condos is a luxury condominium building fit for all types of residents. The 11-storey residence, If you’re inclined to go outdoors, there’s a variety of riverside parks, paths, golf courses and nature reserves waiting just for you. If you’re looking for culture, there are movie theaters and music venues just minutes away.

 

Ion binds together molecules in a wondrous dance and in this frenzy the creation of glass emerges triumphant. A process that relies upon the ion to attract the positive; repel the negative; and transform itself into a magical translucency.

 

While the ionic formula binds glass molecules together, the condominium binds stunning architecture together with a location that, like glass, is brilliant.

 

 

BUILDING AMENITIES

 

Dining room with kitchenette

Party room

1 overnight guest suite

Yoga studio

Theatre

Gym

Outdoor terrace with natural gas BBQ's

Security card access

Individual hydro metering

 

PEACE OF MIND FEATURES

 

Main entrances and exits are monitored with a closed circuit television system.

Card access throughout all common areas.

Enter-phone and cameras at all visitor entrances allowing in-suite viewing through cable television.

Parking with monitored security alarm stations.

Intrusion alarm system with key pad at all suite entries.

Patio suites are fitted with window and door contacts for added security.

Emergency voice communication system, smoke and heat detectors

 

SUITE FEATURES

 

Interior designer selected 4" baseboards and 2-1/4" casings.

Panoramic windows.

Choice of ceramic tile or pre-finished engineered floors in the

kitchen as per plan.

Choice of pre-finished engineered floors in foyer, breakfast areas, living room, dining room, bedrooms, hallways and den.

White ceramic floor tile in laundry area.

White full-sized stacked washer and dryer.

Designer selected suite entry with solid core door, security privacy viewer and quality finished hardware.

Embossed interior doors with wood frames and quality finished hardware.

Mirrored sliding doors on all closets with sliding doors, as per plan.

All ceilings to be white stippled, except in kitchen, bathrooms

and laundry.

Interior walls painted with white latex.

Semi-gloss paint in kitchen, bathrooms and all woodwork and trim.

Private balconies, terraces or patios, as per plans.

Kitchen, laundry and bathroom ceilings to be smooth and

painted white.

 

KITCHENS

 

Choice of traditional and contemporary designed cabinetry in a variety

of finishes.

Taller upper kitchen cabinets.

Choice of ceramic tiles or pre-finished engineered floors as per plan.

Choice of granite countertops.

Ceramic tile backsplash in kitchen.

Double bowl or single bowl stainless steel sink with single lever faucet and pull-out vegetable spray, as per plan.

Energy Star kitchen appliance package including self-clean oven, frost-free fridge, built in dishwasher and over-the-range built in microwave with integrated exhaust fan (Some units will have smaller sized appliances as indicated on their plan). Available in white or black.

Ceiling mounted halogen track lighting.

Task lighting under upper cabinets.

 

BATHROOMS

 

Choice of quality cabinetry.

Choice of ceramic tile for tub and shower surrounds.

Choice of ceramic floor tiles.

Deep soaker tubs as per plan.

Designer one-piece toilets.

Shower with ceiling mounted light and framed clear glass enclosures (as per plan).

Cultured marble countertop with integrated wash basin.

Vanity mirrors with decorative vanity lighting.

White ceramic accessories including towel bar, toilet paper holder and soap dish.

Polished chrome fixtures in bathrooms and powder rooms as per plan.

 

LIGHTING AND TECHNOLOGY

 

Individually controlled centralized heating & cooling system.

Individual service panel with circuit breakers and copper wiring throughout.

Electrical ceiling light fixture provided in the foyer, kitchen, breakfast area, dens, bedrooms and walk in closets as per plan.

Capped ceiling outlet for light fixture in the dining room.

Switched wall outlet in living room.

Ground fault electrical outlets in all bathrooms.

Laundry ventilation system to exterior with automatic relay sensor control.

Pre-wired for high speed cable in living room, bedroom(s), and den where applicable.

Pre-wired telephone outlet in living room, bedroom(s), and den where applicable.

 

Price:  $425/sq.ft

 

maintenace fee:  0.46/sq.ft

 

 

Builders are the reputable Fernbrook and Cityzen

 

please Contact Christine Zhu

LIVING REALTY INC

416-333-9330

 

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杂谈

分类: TorontoProperty

1.    It doesn’t cost you a dime.

 

2.    You get first pick of the units; so you get the condo you want.

 

3.    You get discounts on pricing; so you pay less than the public.

 

4.    You get special condo incentives, e.g., discounts on parking and lockers.

 

5.    Agents negotiate on your behalf with the builder.

 

6.    Agents can refer you to mortgage and legal  professionals.

 



 

7.    Agents make sure you don’t overpay for your unit.

 

8.    Agents can help you select the best floor plan, upgrades and finishes for your needs.

 

9.    Agents can help you navigate through the process and help you understand your obligations, e.g., closing costs.

 

10. Agents want you to be a life-long client; so they have your interest in mind -- not the builders.


 

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(2011-11-08 07:43)
标签:

杂谈

1. 祛病


辟谷能把體內的積糞、廢渣、留毒清除出去 , 把身體多餘的脂肪-留毒的倉庫除去 , 又把血管裡的多餘脂肪及膽固醇燃燒掉。有病的人 , 在辟谷過程中 , 身體得到淨化 , 在不知不覺中病痊癒了。故其適應症是頗為廣泛的 , 如 : 高血壓、冠心病、動脈硬化、高血脂症、肺心病、風濕性心臟病、先天性心臟病、腦血檢後遺症偏癱、腦溢血後遺症偏癱。

 

胃炎、胃潰瘍、胃下垂、急慢性胃腸炎、腹膜炎、大便乾燥、腹瀉、痔瘡、肝炎、膽囊炎、膽結石、早期肝硬化、脂肪肝、胰腺炎、糖尿病、腎炎、婦科疾患、子宮肌瘤、卵巢囊腫、月經不調、遺精、早泄、陽萎、尿道炎、肋膜炎、骨疽、腫瘤病、哮喘。

 

失眠、神經官能症 : 多夢、驚悸、心慌、耳嗚、聽力退化、脫髮、類風濕、風濕、關節炎、甲亢等。

故各種疑難雜症或絕症 , 人體的絕大多部份疾病、頑疾都可從辟谷中得到療效。尤其對腫瘤、癌症、高血壓、胃潰瘍、糖尿病、皮膚病、減肥等均有特效。

 

2. 排積糞


辟谷可把大腸的宿便來一次大掃除 , 辟谷一星期 , 可把積存已久的宿便完全排出 , 且排出少則 360ml, 多則 1800ml 。大腸積便 , 嚴重影響血液的純度 , 影嚮美容 , 損害五臟六腑 , 甚至導致癌變。 世界諾貝爾醫學獎獲得者梅尼可夫指出 : 「人體疾病的主要原因是由於大腸長期沉積宿便所導致。」 漢代哲學家、養生學家王充說 : 「欲得長生 , 腸中常清 ; 欲得不死 , 腸中無滓。」 可見大腸的積便對健康危害之大。

 

3. 健腸胃


由於一日三餐和更多的飲食量 , 大大加重了腸胃的消化和吸收負擔 , 使腸胃處於日夜不停的工作狀態 , 引致疲勞和功能減退 , 甚至出現消化系統紊亂的病症。 而同時也引起其他內臟的負擔。 為了支援腸胃 , 心臟要加快搏動 , 大量向胃部供血 , 肺部要加快呼吸來向心臟供氧 , 胰臟要加重勞動來大量供應胰島素去分解糖分 , 肝膽要緊急動員以供應大量膽汁去分解脂肪 , 這往往造成各臟腑之間配合運作上的功能障礙、紊亂、衰弱和損壞。 大吃大喝的肥人氣短、氣促就是這樣引起的。

 

辟谷截斷了食物的來源 , 為腸胃提供了前所未有的休整機會 , 掃乾淨陳年廢物 , 消除病毒 , 甦醒神經 , 暢通血液循環。這樣一來 , 能大大地加強了腸胃的消化效率和吸收營養的能力。 辟谷使支配隨意肌運動的神經遲緩起來 , 使控制內臟、血管等不隨意肌運動的交感神經興奮。 所以辟谷可促進原本不活潑的內臟器官活動旺盛起來 , 使衰弱或病變的器官得到復原 , 並恢復其分泌功能 , 使荷爾蒙分泌不足者、免疫功能差者都獲得加強。 所以氣功辟谷 , 第一個獲益者應是腸胃。

 



 

4. 清留毒


人體通過辟谷 , 能燃燒各種由飲食進入身體而造成和遺留的毒素 , 它可降低血脂和谷丙轉氨霉, 增強人體本身的免疫功能和應變能力 , 從而起到防病、治病的特殊作用。因而對糖尿病、高低血壓、心腦血管疾病、腸胃病、風濕及由風濕引起的病症、神經衰弱等病變效果特別顯著。此外還能系統的調節人體的消化系統、循環系統、呼吸系統、神經系統、生殖系統、泌尿系統 , 使其健康而有序 .

辟谷是一種特殊的排毒方法 , 對全身骨骼、肌肉、皮膚、內臟、血液、津液和各種分泌管道、分泌物都來一次大過濾 , 大清洗 , 保持了全身的純潔度 , 促進人體調節系統的和諧 , 從根本上消滅發病的根源。

 

5. 通血管


辟谷對心血系統的疾病療效非常顯著。 因把心臟、腦部、全身血管內的脂肪及膽固醇燃燒掉 , 消除了血管的阻塞現象 , 血液因而得以在身體內通行無阻 , 故治心臟病、高血壓、低血壓、動脈硬化、腦血栓、糖尿病等有奇效。 據中國衛生部宣佈 , 中國患高血壓人數為一億二千萬 , 佔總人口十分之一。 真使人吃驚。 高血壓是因心臟不健康所造成的。 有了健康強壯的心臟 , 有了通暢的血管 , 就能把大量的新鮮血液和氧氣輸送到全身各組織 , 就能確保身體進行適當的化學作用 , 繼而產生維持生命所需的能量。所以 , 只有心臟健康 , 才能長壽 .

 

6. 神奇減肥


辟谷是減肥的法寶 . 辟谷可使人體肥瘦雙向發展。 肥胖者 , 可減肥 , 有立竿見影之效。 頭一天 , 約可減一至三公斤或之上 , 腰腹可減三至五吋 . 全辟谷一周 , 可減四至十公斤 . 不用多久 , 或多辟谷幾次 , 身體就會變得苗條。而且不會因體重劇減而引致臉容憔悴 , 皺紋增加。 也不會患上暴食症而變得癡肥 , 或患上厭食症而變得骨瘦如柴。瘦者辟谷所減去的不多 , 減去的都是體內的留毒。 瘦者因辟谷後脾胃功能已較改善 , 運化吸收能力增強 , 復食後 , 肌肉會更紮實更豐滿。

 

7. 美容顏


辟谷是最佳的美容師。 因辟谷使心血系統健壯 , 心臟?血功能增強 , 能把血液和氧氣輸送到人體最邊遠微循網 : 包括臉皮、頭皮、全身皮膚、手指甲、腳趾甲等 ; 又把全身的廢物通過靜脈迅速回收過濾、消毒 , 大大減少了病毒儲留時間 , 又使全身臟腑、皮膚、毛髮、爪甲獲得滋養。 故一次辟谷 , 則可見臉上皺紋減少 , 雀斑變淡 , 臉色白淨幼滑 , 雙目有神。若多次辟谷 , 則可使全身皮膚幼嫩白? , 臉色紅潤 , 消除皺紋和斑痕 , 保持及延長青春期 , 有時光倒流五至十年之感。

 

8. 年輕化


辟谷可使人年輕化。 通過辟谷 , 經過一種特殊修為的洗禮 , 使人腦子清明 , 生命力旺盛 , 身體輕盈 , 腿腳利落 , 關節靈活 , 動脈有彈性 , 血脂下降 , 白髮變黑 , 禿髮再生 , 顏面及全身皮膚的色素變得幼滑、白皙、淡紅 , 老人斑減退 , 全身瘀啡色素變淡 , 皺紋減少 , 性能力大為提高 , 視力轉好等。 總的來說 , 使人的年齡、性格及行為年輕化 , 具體表現為生命力旺盛 , 精力、體力、智力年輕化 , 並超常發揮 , 尤其是人的內心具有一種特殊的安詳感。

 

9. 抗癌毒


辟谷可消滅癌細胞。 癌細胞怕餓 , 斷量七天 , 基本餓死。 且辟谷後 , 血循環大為改善 , 鮮血和氧氣可輸送至各組織。癌細胞乃厭氧細胞 , 氧是它的大敵。全辟谷七天後 , 人體白血球可增兩倍有多 , 白血球專搜尋病毒細胞來加以吞噬 , 故乃滅癌神兵。所以辟谷對抗癌有奇效 .

 

10. 雙向調節


辟谷具有理想的健美效果和雙向調節的作用。 一般情況下 , 當人體經過較長時間的辟谷 , 或多次定時辟谷後 , 人體都能保持比較穩定的狀態 , 即使恢復飲食亦是如此。 健美的效應會出現體重勻稱 , 膚色趨於白紅潤 , 高低血壓正常化 , 過肥過瘦正常化 , 脈搏過速過緩正常化 , 食量過多過少正常化 , 性子過急過慢正常化。 並可塑造較理想較健美的身段。

 

11. 正常性功能


我們說性功能正常 , 不僅僅指性器官的健康 , 還有賴於健全的神經反射系統 , 正常的血液循環 , 正常的性激素內分泌功能 , 正常的心、肝、肺的運作 , 正常的全身各臟腑、各組織的巧妙配合 , 視覺、聽覺、嗅覺、感覺都能上陣。 一次成功的性活動 , 真是要全民皆兵 , 一動俱動 , 動之能戰 , 戰之能勝。

辟谷既滌蕩了全身留毒 , 打通了全身的血管和內分泌管道 , 心臟的?血、運血的能力增強 , 健全了神經中樞的指揮調控 , 正常了性器官的血養和血運 , 治好了性器官的積病 , 促進了性賀爾蒙的分泌。 辟谷使人體健康了 , 青春了 , 對性能力的正常確有奇效。 它能使人們能重拾夫婦生活的愉悅 , 使婚姻和諧 , 家庭幸福。 若能全辟多次 , 功效更隹。

 

12. 延長生命


世界著名醫學家曹利高津等人經多年的研究 , 發現人體內存有正熵和負熵。 正熵是無秩序指數 , 負熵是有秩序指數。 對人體來說 , 負熵越大 , 代表人體有秩序運作越高 , 機體越健康 ; 正熵越大 , 代表有秩序越低 , 機體越紊亂。 正熵增加到某一程度 , 就會出現疾病。 如果持續增長下去 , 最終增到最大的正熵狀態-熱平衡狀態 , 機體就死亡。

 

1988 年 , 浙江省中醫研究所為十多名辟谷參加者展開正規實驗考察。 辟谷八天 , 發現各辟谷者負熵都不斷增大 , 機體有秩序指數不斷上升。 正熵不斷縮小 , 機體無秩序指數變小 , 身體紊亂越來越少。 即是說身體越來越健康。 如果百歲老人 , 他體內的負熵佔優勢 , 仍會活得很生猛。 所以說 , 古人以辟谷來養生保健 , 延年益壽 , 是有高深的科學道理的。


點穴辟穀修生療法:


以實施穴位手法將人體四十多個穴道進行『封穴』並刺激神經系統調節臟腑功能,疏通經絡以調節內分泌,使人體自然進入不餓不渴的境界。於辟穀的過程中會激發人體的自我平衡與調節功能,讓脂肪轉化,調節氣血,從而使臟腑氣血恢復正常功能。

多都市人對於肥胖都有誤解:
西醫對肥胖的理解是人體營養過剩時,身體會把多餘的脂肪儲存,從而造成肥胖。
但是身體多出的物質可能含有營養物質,更可能是身體無力排泄出去的垃圾。
所以肥胖不是吃太多,而是排太小。
當身體的血氣能量不足夠,不能把內部廢物排出,排不出的垃圾經累積就會堆積於身體內部組織間隙,當垃圾增加,人亦慢慢肥料。
肥胖不是能量過剩,反而是能量不足夠,使身體沒有足夠能量把垃圾排出體外。


主要功效:


— 調理身體,改善一般都巿疾病如高血壓、膽固醇過高、鼻敏感等。
— 促進新陳代謝,排減體內毒素、癈物。
— 促進氣血流暢。
— 修身、減肥、去水腫。

 

種類:


— 全辟 :滴水不進,滴水不治。(完全不進食、也不喝水)
— 近全辟:可飲少量水和蜂蜜,或吃少量水果。
— 半辟 : 除上述食物外,瓜果、蔬菜亦可適量進食,但以不感覺饑餓為止。此法適合第一次進行辟穀減肥者。

 

 


 

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分类: TorontoProperty

这个大型项目位于SHPPARD AVE WEST/KEELE,旁边是300亩的联邦政府注资的省级市内公园,将包括小型高尔夫球场,网球场,和一个人工湖。毗邻Sheppard/Keele公园Downsview Park,公园约共300英亩,是安省占地最大的社区公园,将于2012年7月扩建完工。这个小区,将是投资自住的首选。第一期公开发售,只有数量有限的单位。

 

这里离约克大学只有5分钟车程,即将竣工的DOWNSVIEW地铁站近在咫尺。这个将拥有1000多个单位的小区规划非常完善。这个大型小区近GO Train,将有专车SUTTLE BUS 接送往来地铁新线Downsview-Sheppard;数分钟可至约克大学及Humber River 社区医院等;生活、交通极其便利;欧式现代建筑,精品装修,大厅、餐厅厨房为高级复合木地板;云石台面, 欧式橱柜,送5件家电。

 

第一期推出的单位包括自由业权镇屋,44万起,和低管理费镇屋,249900起。

 

各位准业主们,想挑好单位,不路冲的位置,赶紧联系我吧。

约克大学的同学们,每月交的房租,拿来供楼吧。

 

共管式的镇屋第一期VIP优惠如下:

 

INCENTIVE:

1) 1% credit on closing for Oak and Birch Townhome
2) 1 Free Parking spce included in purchase price
3) Any increase in Levies and Development Charged capped at $3500
4) 1 Free name change allowed within the 10 days Rescission period
5) 1Free assignment up to 90 days before occupancy


DEPOSIT STRUCTURE:

$2000 PAYABLE ON SIGNING AGREEMENT
BALANCE TO 5% PAYABLE IN 30 DAYS
5% PAYABLE IN 90 DAYS
5% PAYABLE IN 145 DAYS

 

预计交房日期  : MAY 2013

 

管理费: $0.32/平呎(包冷气,地热,铲雪,垃圾回收,绿化;水电费另计);
车位管理费 :$60/月;
地税: 约房价的1%
停车位:已包括在购房价格里

 

 

现有以下单位在手,VIP优惠价格:

 

1睡房+Den:

675平呎, 售$249,900
790平呎,售299,900

两睡房+Den:

740平呎, 售$279,900
885平呎,售$329,900
1010平呎,售339,900
1018平呎,售$349,900

 

自由业权镇屋:

 

三睡房:

1665平呎(另有280平呎地库), 售$449,900, 价钱包1停车位。

 

 

三睡房付款方式:(只需$60,000首付)


签约: $2,000
30天内: $18,000
90天内: $20,000
145天内: $20,000

 

 

 

 

 

请尽快联系 Christine Zhu

Te:416-333-9330

EMAIL:  chriszhu@trebnet.com

 

 ALL FLOOR PLAN AVAILABLE

 

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Buying Off Plan---- Profit or Risk ?


Blind faith doesn’t have to leap alone as it turns out- at least in the matters of Real Estate- particularly in the area of pre-sales purchase.

 

Scores of economic data from various bodies have surfaced over the last few weeks suggesting that the housing market in this country, while currently positioned to slow down, will continue it’s steady upward climb. Most notably as many other aspects of the economy are displaying weakness; it is the housing market that seemingly is the mighty oak in the middle of the country’s economic landscape- with roots that are deep- and unflappable in headwinds coming from other corners of the globe.
 
Seemingly, more and more Canadians are becoming aware of the value of a real estate investment, and are eagerly seeking investment and residential opportunities off-plan, or pre-construction.

 

The question is how can Mortgage Professionals and REALTORS® best fit in to, and advise those looking to enter this burgeoning market?

 

For investors looking for their own piece of “the next big thing”, buying property off plan can be very lucrative.  In the excitement of the prospect of great ROI, investors should be mindful of the relationship between risk and return.  There are, of course, ways to mitigate this risk, to at the very least, reduce vulnerability, and increase chances of getting the most for your property dollar.

 

In true off-plan developing, the buyer relies on the vision of the developer, and on research and information about things like market conditions, need, price trending etc. etc. The off plan purchase is generally of benefit to both the purchaser, and to the developer. The developer gathers necessary capital to fund the building- and the purchaser often gets to buy property at a lower cost, than they would later on down the development road, as developers often offer these properties at a discount, as an incentive for buyers to provide much needed capital at the early stages of a project. Often as well, purchasers do not have to shell out the whole property price right away, but can put forth a down payment, and then deliver the rest in instalments over an agreed upon time period.

 

For homeowners, there is value, because they often have first dibs on what property they would like, ahead of the crowd.  In a particularly hot market, it may be the only way to get access to these types of property. For investors, there is significant upside, as there is often a very healthy market to resell these contracts before completion- usually for more money than they paid, before they even need to start paying a mortgage- and interest costs.

 

There is truth behind the adage, “Seeing is believing.” For all of the possible upside, there does exist some downside to this as well. The purchaser must trust the developer- not just in their vision, but that this project will come to fruition according to the vision. Lots of things can go awry, as there are lots of variables involved.

 

One of the most attractive possibilities in buying off plan is the likelihood that you are paying today’s prices now for property that will be higher priced in the future. This, of course, only works if prices don’t go down- which can leave property investors hoping to turn a profit on the property in a bind.

 

One of the most telling things about buying off-plan is the language surrounding it. It could be a good investment. It might be very profitable. There is a likelihood or possibility for growth.  What this suggests, is that there are many variables at play- and it is worthwhile to sit down and process each as part of due diligence. You can’t fully remove the “ifs” from the equation, but you can weigh the pros and cons until you are in a comfortable level of risk tolerance to see if this type of an investment or purchase is a good fit.

 

Jay McInnes, Sales Agent, Macdonald Realty agrees: “Buying "off-plan" can be a very good investment if all of the assumed timing is precise and everything that was represented by the developer in "pre-sale" comes true. This could mean that you get a very unique product in an up& coming / quickly developing area with minimal money down to secure your spot; best case scenario, you can sell the property at completion for more than you purchased it for and make a financial return. Or of course you have bought a property with minimal down in an area that will offer you a positive cash-flowing investment for your rental portfolio.”

I’ve Got Your Back

 

As is true in any situation where there is speculation and risk, vulnerability can be reduced by bringing in expertise to assist in evaluating risk in context- and in weighing out the probabilities between risk and reward- between things that we know- and the variables that we cannot control.

Although, is some circumstances, buyers and investors feel that they are comfortable doing their own due diligence- there is no question that the best decisions are made with having all of the facts in front of them- and the best way to access all the information is to enlist the services of someone who has it, entrenched in their training and experience, which is why it is often a prudent move to engage both Mortgage and Real Estate Professionals as part of the process.

 

The relationship between a builder or developer and a prospective buyer is a little different than your traditional buyer/seller relationship.  The question is, what particular value do Real Estate and Mortgage Professionals bring to the table in this situation- and how best to articulate that value to those seeking these kind of properties?

As McInnes says, REALTORS® can help to vet and verify builders- to help a purchaser make a well-rounded decision in deciding to buy: “(REALTORS® can help to) Make sure it is a reputable developer, and make sure that it is a good investment for the location.  (A REALTORS® will) stay in constant contact with the developer making sure that the buyer is getting the amendments to the disclosure statements as soon as they come out. We also keep the buyer in the loop of any potential changes with what was initially conveyed on behalf of the developer.”

 

As Karen Blomquist, Mortgage Broker, Mortgage Intelligence says, financing for off-plan properties is not always straightforward, and prospective buyers would do well to have an expert helping them navigate the channels: “Purchasers should be knowledgeable about the programs available by working with a mortgage broker. (For example) If the purchaser has no resources to get started and they are not using a large builder financing would not be available.  Depending on the property the land may need to be owned outright.”

 

There are three types of financing available for new construction properties; the Builder/Contractor builds home with your money, Self-Built Home or Builder built home with their money. Depending on the type of financing required, the purchaser can either choose from a Completion Mortgage, a Progress Draw, or both, and buyers benefit from some guidance through the options.

 

What to Look For with a Builder

There is no question that there are ample builders and developers to choose from.  What it comes down to is track record, accountability and trust. Because of the number of variables in buying a property off-plan, it is essential to look into the past and practice of a builder to try to predict what a buyer can expect in the future.

McInnes agrees- that it comes down to a question of credibility “Plain and simple, people should look for credibility in their Builder- for someone who has done reputable and successful work in the past. Not that it is easy for a developer to just take your deposit and flee the country, but you want to know most importantly that the assumed finishings that are advertised will be the reality at the end of the project. As well as that the developer is going to get the project finished ON TIME- when they say they are going to be complete by.”

 

“ There is of course a legal "inside" & "outside" date that the developer has until to get the homes to the owners by, but if those dates are not consistent with the reality of the development, then a lot of potential opportunity costs for the money the buyers have tied up in the development could easily be lost.”


Blomquist can’t stress enough the importance of selecting a good builder/developer- because you are buying into a lot more than the property at hand, and she says that CMHC agrees: “When you decide to buy a brand-new home, choosing the right builder is as important as choosing your home. When you purchase a home, you also "buy" the company that will build it. Your satisfaction will depend on their experience, their skills and their commitment to customer service. An important part of the home buying process lies in determining that you are dealing with a builder who has these qualifications and is able to meet your needs and expectations — for the home and for the buying experience.”

Red Flags While there can be exceptions to the rule, there are some red flags that should cause a potential buyer to take notice- or to run swiftly in the other direction.
Says McInnes:”Amendments to the disclosure statements being late or not given. Construction progress slow and not on schedule. Sales slow and not hitting targets allowing for a green-light on financing from lenders to the developer.”

Prospective buyers should be looking at things like warranties, after-sales service policies to know what they are in for after the deal closes.

 

Similarly, they should consider getting third party information- either from customers that have purchased prior ( if that is possible)- or from Better Business Bureau- or from local building association. While a buyer can never fully know what to expect, they can perhaps manage expectations if they know what others have experienced before them. Similarly, this gives value and credence to a professional opinion from a REALTOR® or Mortgage Broker for or against a certain developer.

 

Buying off plan is not for everyone. But for those that are so inclined, the prospect of capturing a meaningful asset is very real. Real Estate and Mortgage Professionals have role to play, not only as advisor, and in sharing of information- but empowering buyers in terms of knowing what questions to ask- and what answers will be satisfactory to mitigate risk to reasonable levels.

 

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分类: TorontoProperty

Rise Condo是由RESERVE PROPERTIES 承建的全新楼盘,她将位于501号ST CLAIR AVE靠近BATHURST, 价钱从20万起到60万。 这个25层楼的楼盘由著名的Graziani + Corazza 设计,总共有320个单位。举步ST CLAIR 地铁站,旁边就是FOREST HILL MARKET 的Loblaw 超市。



 

单位有9尺楼底,硬木地板,欧式厨房,大理石台面,中央岛和不锈钢电器加上无缝SINK盘,洗手间现代设计,用最顶级的材料配合玻璃淋浴间,营造现代的通透感。

 

该楼盘附设顶楼泳池,图书馆,私人会客餐厅,室外烧烤空间,图书馆,健身室,瑜伽馆,桑拿室等各种会所式的设施。

 

投资永远快人一步,是你保证投资回报的最有利因素。请尽快登记,帮你预留最佳单位和最优惠的价格。




 

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