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今天意外收到了来自Berkery的电子邮件,真的好高兴啊,因为她是我在美国的第一个朋友,也是我没去之前就在网上认识的,而且还是在UNC的网站上,记得当时就是很冒昧地给她发了一封电子邮件,想提前了解一些关于北卡的信息,特别有意思的是,当时我在一个很低级的问题上竟然犯了天大的错误,直到现在我们都还记得这个不大不小的笑话那就是,北卡州有三大名校,Duke,North
Carolina State University(NCSU),University of North
Carolina(UNC).第一个是很多人都知道的全美乃至世界的名校杜克大学,第二个就是北卡州立大学,第三个才是北卡大学,也就是我所在的学校,人们提到北卡大学很多人就会想到迈克尔.乔丹,可是你不知道,北卡是全美与杜克齐名的篮球名校,几乎和杜克平分了NCAA的所有冠军,北卡也是篮球之乡,在北卡大学诞生的不仅只有乔旦,卡特,麦坎茨,费尔顿,J.威廉姆斯一大批在NBA呼风唤雨的人物,每年NCAA只要在分区总决赛中北卡碰上了杜克真是火星撞地球般的效应,很多NBA大腕都会亲临为母校加油,校园网上全是关于球票的问题,我不幸从没到体育馆看到过北卡和杜克的球赛,因为根本弄不到票,即便学生看球都是不用花钱的.我这里只是举个例子说明,但当时我就是把UNC和NCSU分不出来,导致了一连
I survived my first college final exams! Yes, they were brutal.
Yes, I spent days in the library. Yes, they are OVER. That means
that a semester has flown by. I was so ready to be finished with
slaving over books, but now that I’m at home, I miss school. The
people and the routine have become ingrained in me, and I’ve gotten
used to the constant flurry of activity. Carolina also offered many
exam breaks to alleviate stress: midnight breakfasts, massages,
gingerbread house building, and holiday concerts. It also helped
that it has been 60-70 degrees lately. Crazy North Carolina
weather. Still, this is what happens during exam time…don’t be
alarmed:
I’m looking forward to a relaxing break, but I know that I will be ready to get back. Next semester, I’m taking Economics 101, Political Science 100 (Intro to U.S. government), Spanish 260 (Spanish Literature), Public Policy 075 (first year seminar – Growing Divide in American Society), and English 079 (first year seminar –
I’m looking forward to a relaxing break, but I know that I will be ready to get back. Next semester, I’m taking Economics 101, Political Science 100 (Intro to U.S. government), Spanish 260 (Spanish Literature), Public Policy 075 (first year seminar – Growing Divide in American Society), and English 079 (first year seminar –
很抱歉,由于本文是用英文连写字体写成,为了避面在大家的电脑上无法找到相应字体而无法正常显示,特做成图片格式,如字迹稍显模糊的,可以点击画面,会生成新网页自动放大.
| 分类：我的心情笔记 |
在北卡的学期已经结束了，现在距回家还有差不多半个月的时间，我的课题调查报告已通
过了最后的评估，也就意味着我已完成了我在北卡的任务，但是在这短短的半个月的时间里
还有相当多的事要做，我需要自费去各地去实地考查，如世界著名的渣打银行，花旗银行，
道琼斯。我会留出一周的时间去纽约逗留，因为谁都知道纽约曼哈顿是世界上最大的金融中
心之一。
和我一起来的几个同学也在那个地区，比如说一个在哥伦比亚大学，还有一个在宾夕法
尼亚大学，来时一起，回去可只能我先走一步了，哈哈，很想去那看看这些名校的另类风情，
所以网上大家约好了时间，11号去宾夕法尼亚时一定要去他们那里看一看，因为传说宾夕
过了最后的评估，也就意味着我已完成了我在北卡的任务，但是在这短短的半个月的时间里
还有相当多的事要做，我需要自费去各地去实地考查，如世界著名的渣打银行，花旗银行，
道琼斯。我会留出一周的时间去纽约逗留，因为谁都知道纽约曼哈顿是世界上最大的金融中
心之一。
和我一起来的几个同学也在那个地区，比如说一个在哥伦比亚大学，还有一个在宾夕法
尼亚大学，来时一起，回去可只能我先走一步了，哈哈，很想去那看看这些名校的另类风情，
所以网上大家约好了时间，11号去宾夕法尼亚时一定要去他们那里看一看，因为传说宾夕
学金融真的需要一个很好的数学脑子，可我并不觉得我高中时数学有多好啊，
可时下在面对大量的数据，指标，报表时，不得不用数学思维去分析，渐渐地数
学敏感度越来越强，而对于我那时被无辜转入国际金融系，教授的解释是大一的
新生能写出关于信贷结构的撰文实在很少见，而且还有创意性观点的提出。
但我真的很感谢杨春鹏老师，要不是他发现了我我自己都不知道的特长，也许我
现在什么也不懂，还是个无所事事，成天埋在体育馆里玩球的无知少年。这样的
转折是具有决定性，是影响这一生的，我现在越来越喜欢自己的这个专业，我相
信我可以在这个领域发挥我的所长。
随着我在这个专业上的能力逐渐被显现出来，我有找到了一个难逢的机会，每
年全校送往四个国家80多名的交流生名额，但是当时的要求是去英美的，学校规
定必须有托福或雅思的成绩，而且报考费也不低，记得考托福是RMB1650吧,当时
就想来美国，我很喜欢具有现代气息的国度，而不是像英国那种老化的
可时下在面对大量的数据，指标，报表时，不得不用数学思维去分析，渐渐地数
学敏感度越来越强，而对于我那时被无辜转入国际金融系，教授的解释是大一的
新生能写出关于信贷结构的撰文实在很少见，而且还有创意性观点的提出。
但我真的很感谢杨春鹏老师，要不是他发现了我我自己都不知道的特长，也许我
现在什么也不懂，还是个无所事事，成天埋在体育馆里玩球的无知少年。这样的
转折是具有决定性，是影响这一生的，我现在越来越喜欢自己的这个专业，我相
信我可以在这个领域发挥我的所长。
随着我在这个专业上的能力逐渐被显现出来，我有找到了一个难逢的机会，每
年全校送往四个国家80多名的交流生名额，但是当时的要求是去英美的，学校规
定必须有托福或雅思的成绩，而且报考费也不低，记得考托福是RMB1650吧,当时
就想来美国，我很喜欢具有现代气息的国度，而不是像英国那种老化的
如果你理解金融的概念有误，那么这也许是我的一大悲哀，因为对这个专业的
确有很多人有误解，眼下无论在美国还是在中国，Finance都是最火的专业，在国
内时我刚转这到这个专业时也是对这个专业有极大的误解，认为金融就是银行
为赚取自身利益使出的各种伎俩，各事实上我只对了一小半，而且那不应该说是
伎俩，而真的是一门学问，一门可以有无限深度可挖，可以不断创新，与时俱进
的学问。市场经济越发达，金融的作用显现就更加明显，我不看教科书，自己以
到现在所学的这些金融知识概括出金融的概念：它是以银行，证券，保险，信托
投资作为载体，以个人，企业法人等为服务对象构筑起的资金，负债，所有者权
益的系统性融通。每个人无论是个人还是企事业法人，如果没有金融意识等于是
市场上无源之水，无本之木，个人永远也成为不了百万富翁（seven figures),企
业永远在资金周转不灵中挣扎。
确有很多人有误解，眼下无论在美国还是在中国，Finance都是最火的专业，在国
内时我刚转这到这个专业时也是对这个专业有极大的误解，认为金融就是银行
为赚取自身利益使出的各种伎俩，各事实上我只对了一小半，而且那不应该说是
伎俩，而真的是一门学问，一门可以有无限深度可挖，可以不断创新，与时俱进
的学问。市场经济越发达，金融的作用显现就更加明显，我不看教科书，自己以
到现在所学的这些金融知识概括出金融的概念：它是以银行，证券，保险，信托
投资作为载体，以个人，企业法人等为服务对象构筑起的资金，负债，所有者权
益的系统性融通。每个人无论是个人还是企事业法人，如果没有金融意识等于是
市场上无源之水，无本之木，个人永远也成为不了百万富翁（seven figures),企
业永远在资金周转不灵中挣扎。
| 分类：我的心情笔记 |
Finally… i be about to finish my crouse
from North Carolina Uni!!!!!!!
What I’m going to to say is that time passes really fast and I do enjoy the time when I stay in U.S.
Additionally, I’m going to miss all of my lovely classmates and colleagues . Thx guys!!…. Thx a lotttttttttttttttttttttt!!!!!
The living ceremony in our class Uni is very traditional cus our university has been found since 1451.
Moreover, the university has already celebrated its 550th anniversary in 2001 lar!
For instance, the first process of our living ceremony is the academic procession (all the professors) enters to the Bute Hall (where aways have graduation ceremony).
At that situation, all of us have to stand up and sing the national song of America, (Latin Song, and I couldn’t understand it at allll, my godddd
What I’m going to to say is that time passes really fast and I do enjoy the time when I stay in U.S.
Additionally, I’m going to miss all of my lovely classmates and colleagues . Thx guys!!…. Thx a lotttttttttttttttttttttt
The living ceremony in our class Uni is very traditional cus our university has been found since 1451.
Moreover, the university has already celebrated its 550th anniversary in 2001 lar!
For instance, the first process of our living ceremony is the academic procession (all the professors) enters to the Bute Hall (where aways have graduation ceremony).
At that situation, all of us have to stand up and sing the national song of America, (Latin Song, and I couldn’t understand it at allll, my godddd
| 分类：我的心情笔记 |
I thought that we were friend ,but i noticed that i didn't want to be friend anymore.
It has been buried deeply in my heart for long time.
actually. i should find out that she doesn't want to be that relationship. but .................................
i still remember that night what she said .....and she is the first guy who gave me a refuse .what i want to say is that i'll never give up ,i'll insist on. you said that it only waste my tresure time ,but you didn't. i tell you what, i still waiting for that.
------------------------------------------------------------------------------------------------------------------
It seems there no hope anymore today.
(at that moment, i was really upset by ur words and i didn't know why .....maybe....i like u. so that's why i care about you.
anyway, if you 'r just my friend ,i shouldn't be upset b
As a people who always think
individual should struggle in all her life, not just satisfy with
the present status, my goal I go to study in U.S is to pursue more
knowledge, then to pursue a higher position in China. America is in
the lead in Finance since eighteen century, and has found a solid
financial theory foundation and a powerful practice system, while
China is quite backward by comparison .I can absorb the latest and
advanced knowledge in U.S.
No investment is better than the investment into one’s future. My parents and I made a great investment decision to invest in graduate education, which expects high returns from China’s booming financial industry, and believe that MSC , a golden key , will open my brilliant future in that I will be guaranteed a six-figure salary in China, and for that I have started longing even without leaving China yet!
No investment is better than the investment into one’s future. My parents and I made a great investment decision to invest in graduate education, which expects high returns from China’s booming financial industry, and believe that MSC , a golden key , will open my brilliant future in that I will be guaranteed a six-figure salary in China, and for that I have started longing even without leaving China yet!
