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Traveling Safely with Money

(2009-06-12 19:33:31)
标签:

鹰歌

杂谈

分类: 我的日记
外出旅游小心钱财
本来花费在旅游度假的钱
却给掉了

Traveling Safely with Money
The only money you lose on vacation
should be the money you spend!
June 03, 2009

Are you ready to take that dream vacation you've been diligently saving for? Make sure you put as much thought into planning your spending money as into planning your itinerary. Consider these options:

你已经辛辛苦苦、省吃俭用存了笔钱,准备来一次梦寐以求的度假吗?你苦思冥想筹划你的旅程安排和用钱的支出。以下几点供选择:

银行信用卡
Credit cards
One of the many advantages of credit cards is convenience. Once popular only in the U.S., credit cards are new used extensively in many parts of the world and often offer good exchange rates. Besides using them to buy goods, you can get cash from almost any ATM with them.

银行信用卡有很多的有利条件,其中之一就是使用方便。曾几何时,信用卡仅在美国国内流通使用。而现在世界各地很多地方都广泛地使用信用卡,而且兑换率相当高。信用卡除了可以购物之外,还可以在银行任何的自动提款机(ATM)提取现金。

旅行支票
Traveler's checks (or travelers cheques)
Traveler's checks are a valuable asset when you can't find an ATM or one won't accept your credit card. Pioneered y American Express in 1891, travelers cheques offer many of the advantages of cash with significantly lower risks since they can be replaced if lost or stolen. They can be exchanged for cash at banks and hotels, so carrying a few is a good idea. When you get the checks, sign them once near the top. When you use them, you must sign on the lower line in the presence of the person accepting the check.

旅行支票是一种有价证劵,当你找不到ATM提取现金时,或某处不能接受你使用信用卡,它就可以派上用场。在1891年,美国的运通银行首开先河,开拓使用旅行支票。它提供了很多现金所具有的有利条件,其意义是低风险,一旦遗失或被盗可以挂失。同时,它还可以在银行或酒店兑换现金。因此,携带少量的旅行支票也是不错的主意。当你收到支票时,在支票的靠上方签上你的名字。当你使用支票时,你应签名在收款人的底线上。

现金
Cash
Carrying cash is convenient but unsafe. Credit cards and travelers cheques can be replaced if lost or stolen. In most cases, the smartest way to travel is to carry as little cash as possible.

携带现金虽方便,但不安全。如果信用卡和旅行支票一旦被盗或遗失可以挂失,在很多情况下,最聪明的方法,还是尽可能携带少的现金。

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